Lend

How to Lend

Browse offers on the P2P Lending market.
Evaluate the risk: check collateral, loan amount, interest, and deadlines.
Choose how much to lend — minimum 5% of the requested loan amount (max 20 lenders per proposal).
Lend instantly — funds are transferred immediately to the borrower.
Receive an ERC721 NFT that represents your loan position.
At maturity:
- If repaid: you receive principal + interest.
- If defaulted: you can claim your share of the collateral.
→ In both cases, the loan NFT is burned.
No fees for lenders — you keep 100% of the interest.

Minimum 5% per lender: You must lend at least 5% of the requested amount. If a loan is already 92% funded, you’ll need to lend the full remaining 8%. This avoids leaving unfillable fragments.
Fixed interest for all lenders: All lenders receive the same fixed interest, regardless of when they participated. This creates a competitive dynamic: lend early to secure a spot, or wait and aim for better time-weighted returns.
NFTs are transferable: Your loan position is an NFT. If you sell or transfer it, the repayment goes to the current holder — enabling secondary market activity.

Last updated 14 days ago

Browse offers on the P2P Lending market.
Evaluate the risk: check collateral, loan amount, interest, and deadlines.
Choose how much to lend — minimum 5% of the requested loan amount (max 20 lenders per proposal).
Lend instantly — funds are transferred immediately to the borrower.
Receive an ERC721 NFT that represents your loan position.
At maturity:
- If repaid: you receive principal + interest.
- If defaulted: you can claim your share of the collateral.
→ In both cases, the loan NFT is burned.
No fees for lenders — you keep 100% of the interest.

Minimum 5% per lender: You must lend at least 5% of the requested amount. If a loan is already 92% funded, you’ll need to lend the full remaining 8%. This avoids leaving unfillable fragments.
Fixed interest for all lenders: All lenders receive the same fixed interest, regardless of when they participated. This creates a competitive dynamic: lend early to secure a spot, or wait and aim for better time-weighted returns.
NFTs are transferable: Your loan position is an NFT. If you sell or transfer it, the repayment goes to the current holder — enabling secondary market activity.

Last updated 14 days ago