> For the complete documentation index, see [llms.txt](https://docs.smardex.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.smardex.io/p2p-lending/using-the-protocol.md).

# Using the Protocol

- [Borrow](https://docs.smardex.io/p2p-lending/using-the-protocol/borrow.md)
- [Lend](https://docs.smardex.io/p2p-lending/using-the-protocol/lend.md)